From a user perspective it seems like a bad idea to talk about finance and do trades using an account at single company? I wouldn't want my bank account connected to my Reddit account, or any other social media account. It seems excessively centralized?
This is all probably prep for their NFT platform, which will be instagram-like in social structure, but also allow for metamask-like (i.e. decentralized) logins. [0]
Okay, whether or not you think they should do it (personally I think it's cool), I'm telling you the reasons why they're likely forming these policies now.
Makes me think about how the environment of casinos are designed - including pumping in higher levels of oxygen into the air, and makes me wonder if such environments like the one Coinbase is creating should have some regulations?
These relatively new technologies and structures have consequences that we're only just beginning to understand, so it's no wonder that laws are lagging.