The median net worth of Americans is solidly in 6 figures.

https://www.cnbc.com/2023/10/28/americans-median-net-worth-b...

Yes, quite likely. Which is why I specified

> any well-settled person

I would expect the average SWE on HN to be worth more than a $1000. (Of course there are exceptions, I'm not an SWE myself but I'm only talking about the average person for simplicity.)