Does that $650 per month include subsidies from the government for low income? Because that is far cheaper than what I received as a quote on healthcare.gov. For my wife and kids it was $1,100 per month with a $12,000 deductible. With that plan my out-of-pocket expenses would be $25,000 per year before the insurance paid a nickel!
86% of people who sign up with Obamacare received a subsidy1 from the government for low income. Without that, I don't understand how anyone could afford the rates posted there.
No, it doesn't include subsidies (ED: I mean, we don't get subsidies). I signed up directly with the provider. Your number looks egregious. I wonder how that kind of plan works, though, with ACA's 80/20 rule.
86% of people who sign up with Obamacare received a subsidy1 from the government for low income. Without that, I don't understand how anyone could afford the rates posted there.
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1 http://www.nytimes.com/2015/03/11/us/11-7-million-americans-...