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My bank offers free Virtual Credit Cards with a configurable limit. I've heard that some US banks (BofA?) do as well. That limits the exposure to the amount of the payment. And you can still chargeback.


Sounds useful if you can make one credit card for each payment. But you first need to configure that before you can actually pay. What we need (and what Netherland has) is something that just works right away where you really only authorize that one payment without exposing any vulnerable information, using the security of your own bank.


At least here, you can make a CC for each payment. It's a simple form: input max amount, click continue, get CC number.

Here in Portugal we also have the kind of payments you're talking about, but it's not particularly easier than the VCC system.


Citi offers this.




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